I don’t know if you clowns out there have ever had your credit score rated. But you might want to take a look into it.

I for one never worried about my credit score. In fact I always thought that if you were stupid enough to give me some money then you were okay with never getting it back.

I know it sounds crazy but I just thought that it would never matter. In fact that same mentality is why I’m living in an apartment and I own my own car. Simply because nobody in there right mind would ever give me a loan on a car simply because my credit is that bad.  I even had to get my iPhone in my ex-girlfriends name because she has great credit and I do not.

Just something to think about. You might not even know what your credit score is. You can check out Free Credit Report to see what exactly your credit score is and if it’s good or bad.